Retirement planning is constantly evolving as circumstances change. It requires various strategies, all influenced by the stage in life you are at. It’s an ongoing process requiring careful planning, flexibility and professional guidance.
It posses many questions:
- Can I afford to retire?
- How well do I want to live in my retirement?
- How long am I likely to live?
- When should I start my retirement strategy?
Today’s retirees seem to be living longer and wanting to do more with life after work. Perhaps life does begin again at 65 years of age?
Habitus Wealth Creation demystifies the complex language of finance to assist its clients with simple strategies that help them plan better for retirement.
It understands that superannuation plays a big role in one’s retirement planning, however, appreciates there are other investments outside super that can be leveraged.
Habitus Wealth Creation will invest time to understand your current circumstances and work with you to develop both short and long-term goals. It will look at your options both inside and outside superannuation, such as the benefits and implications of before and after tax contributions.
Its ongoing customer service provides periodic reviews, to see how you are tracking and to help amend your plan, as circumstances change.
Retirement Services:
Are you accessing Australia’s lowest taxation rate and making the most of your superannuation contributions?
Habitus Wealth Creation will help you understand the benefits of additional superannuation contributions. We will invest time to understand your short and long-term goals, and then develop a superannuation strategy that suits your lifestyle and helps reduce the tax you pay. Our tailored advice will explain:
- Different levels of investment types within superannuation.
- Maximum taxation benefits for your superfund.
The closer you get to retirement, the more important it is to make the most of investment and tax strategies to boost your super savings.
Habitus Wealth Creation will help you with a transition to retirement strategy, boosting your super, whilst reducing the tax you pay. There are many effective ways to fast track your retirement savings as you approach the end of your working life. The good decisions you make now can make a big difference latter.
Superannuation is only part of your retirement plan, so we review your other investments and assess their impact on funding your retirement.
With people living longer, your retirement savings need to work harder. Habitus Wealth Creation will continue to assess your needs and work with you to amend your retirement strategy as required.